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The borrowers are restricted to employees in government departments, statutory bodies, government-linked companies or municipal councils. The Congress of Unions of Employees in the Public and Civil Services (CUEPACS) supports these loans because they aid civil servants in overcoming financial problems and reducing borrowing from loan sharks. [ 5 ]
In 1955, the district replaced the province as the country's main administrative unit. [10] Ampara District was created in April 1961, [ 11 ] [ 12 ] followed by the creation of Mullaitivu and Gampaha districts in September 1978 [ 13 ] through a new constitution , which also reintroduced the province as the main administrative unit. [ 14 ]
The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [20]
Bankrate insight. According to the Federal Reserve’s 2024 Small Business Credit Survey, respondents noted the following challenges:. Online lenders: Employer firms reported high interest rates ...
List of Malaysian banks by total assets as of 31 December 2023 Ranking Bank Totals in billions of Malaysian ringgit Assets Equity 1: Maybank: 947.8: 86.0
It is the largest province by area, covering 16% of the total land area of Sri Lanka. The province consists two districts, Polonnaruwa and Anuradhapura; the Anuradhapura district is the largest district in Sri Lanka by area. The province has a semi-arid climate and most forests situated in the province are Sri Lankan dry-zone dry evergreen forests.
Northern Provincial Council (Tamil: வட மாகாண சபை Vaṭa Mākāṇa Capai; NPC) is the provincial council for the Northern Province in Sri Lanka.In accordance with the Sri Lankan constitution, NPC has legislative power over a variety of matters including agriculture, education, health, housing, local government, planning, road transport and social services.
The Sri Lankan courts are presided over by professional judges, judges of the Supreme Court are appointed by the President with the nomination of the Parliamentary Council, others by the Judicial Service Commission. [3] Sri Lanka has a legal system which is an amalgam of English common law, Roman-Dutch civil law and Customary Law.