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2. What is debt management? - AOL

   www.aol.com/finance/debt-management-202149646.html

   Debt relief company: Debt relief companies work by negotiating with your lenders to reach a settlement deal for less than what you owe. However, it’s important to note that some experts consider ...

3. Credit counseling: What to know before signing up - AOL

   www.aol.com/finance/credit-counseling-know...

   Key takeaways. Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances ...

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Nonprofit credit counseling agencies, such as the ones accredited by the National Foundation for Credit Counseling (NFCC), may help you manage debt effectively. Credit counseling services offer ...

5. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   If you have over $7,500 worth of unsecured debt and your credit is in bad shape, ... including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee ...

6. Debt relief: Pros and cons - AOL

   www.aol.com/finance/debt-relief-pros-cons...

   If you work with a credit counselor to create a debt management plan, ensure it’s with a non-profit counseling agency. You can consolidate debt through a 0 percent APR credit card or a debt ...

7. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Through a debt management program (DMP), you work with a credit counselor on a roadmap to help you get out of debt sooner. The plan includes budget development to help you better manage your finances.