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Chapter 7 bankruptcy stays on your credit report for a maximum of 10 years and a Chapter 13 bankruptcy filing stays on your credit report for up to seven years.
A reaffirmation agreement allows you to modify the terms of your loan to make repayment easier during and after Chapter 7 bankruptcy. A car loan will allow you to keep your vehicle as long as you ...
A reaffirmation agreement in United States bankruptcy law refers to an agreement made between a creditor and the debtor that waives discharge of a debt that would otherwise be discharged in the pending bankruptcy proceeding. A properly executed, timely filed reaffirmation agreement modifies the discharge such that it is rendered inoperable ...
File bankruptcy: If you cannot make your other debt payments in addition to the auto loan, you might decide to declare bankruptcy. With a car loan charge-off, you still owe the debt. If you file ...
If you’re going through bankruptcy, you may want to reaffirm some of your debts. ... 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in.
Chapter 7 bankruptcy, or liquidation bankruptcy, is available to individuals who can’t pay off their unsecured debt, like credit card bills or personal loans. When you file for Chapter 7 ...
For individuals, there are two main types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 bankruptcy involves the liquidation of assets. In Chapter 7, the debtor’s non-exempt assets are sold ...
That being said, it can be discharged through a Chapter 7 bankruptcy. Under Chapter 13 bankruptcy cases, a portion of medical debt may be included in your repayment plan.