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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Adverse credit history, also called sub-prime credit history, non-status credit history, impaired credit history, poor credit history, and bad credit history, is a negative credit rating. A negative credit rating is often considered undesirable to lenders and other extenders of credit for the purposes of loaning money or capital. [9]

  4. Credit rating - Wikipedia

    en.wikipedia.org/wiki/Credit_rating

    A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when looking to invest in particular jurisdictions, and also takes into account political risk.

  5. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...

  6. Have Credit Scores Become an Outdated Way To Qualify for a ...

    www.aol.com/credit-scores-become-outdated-way...

    Whether you're looking to access a new line of credit, find housing or even land a job, credit scores have become a prominent part of the application process. In fact, CNBC indicated as of Jan. 31...

  7. What is a good credit personal loan? And how do you qualify ...

    www.aol.com/finance/good-credit-personal-loan...

    To apply for a good credit loan, you'll need a FICO score of at least 670 and the income and other eligibility criteria established by that particular lender. If you need to borrow money, having a ...

  8. List of U.S. states by credit rating - Wikipedia

    en.wikipedia.org/wiki/List_of_U.S._states_by...

    This is a list of U.S. states by credit rating, showing credit ratings for sovereign bonds as reported by the three major credit rating agencies: Standard & Poor's, Fitch and Moody's. The list is given as of May 2021.

  9. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.