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  2. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

  3. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.

  4. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...

  5. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Other types of home insurance coverage. Other types of damage may be excluded from a standard homeowners insurance policy or coverage may be more limited. Coverage availability for these ...

  6. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

  8. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your location, average premiums can range ...

  9. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Sewer backup coverage: Although sewer backup coverage is not part of a standard home insurance policy, it can usually be purchased as an endorsement. Performing preventative checks to protect your ...

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