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2. The Hidden Credit Scores That Could Sink Your Finances - AOL

   www.aol.com/news/2012-10-08-the-hidden-credit...

   The CFPB looked at 200,000 credit records from each of the three main credit-reporting agencies: Experian, TransUnion, and Equifax . Each agency uses its own algorithms to calculate credit scores ...

3. Equifax - Wikipedia

   en.wikipedia.org/wiki/Equifax

   Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

4. Do other countries have credit scores? - AOL

   www.aol.com/finance/other-countries-credit...

   Equifax Canada explains that payment history and credit utilization are the main parts of the score. Length of credit history, new credit inquiries and public records (like collections or ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting.

6. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   This type of scorecard helps the business to make automated, accurate, and consistent decisions on whether to approve, review or decline an applicant. Some of the advantages of this type of scorecard are that the organization can automate the whole decision-making process which in turn reduces the turnaround time of the underwriting process.

7. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...