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  2. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    Federal loans. Private loans. Type of interest rates. Fixed rates only. Variable or fixed interest rates. Loan amounts. Up to $57,500 aggregate for undergraduates, up to the full cost of ...

  3. How to choose a private student loan for college

    www.aol.com/finance/choose-best-private-student...

    International students may qualify for a private student loan if an eligible citizen or resident co-signs the loan. Age: You must reach the age of legal adulthood — 18 in most states — before ...

  4. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    There are several types of private student loans, including degree-specific loans, international student loans, bad credit loans, state-specific loan programs, income share agreements, parent ...

  5. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Private student loan programs generally issue loans based on the credit history of the applicant and any applicable cosigner, co-endorser or coborrower. [9] Students may find that their families have too much income or too many assets to qualify for federal aid, but lack sufficient assets and income to pay for school without assistance. [ 10 ]

  6. Navient - Wikipedia

    en.wikipedia.org/wiki/Navient

    Navient Corporation is an American student loan servicer based in Wilmington, Delaware.Managing nearly $300 billion in student loans for more than 12 million debtors, the company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient.

  7. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    The Unsubsidized Stafford Loan and Grad PLUS loans are non-need-based loans available for both undergraduate and graduate students who do not qualify for need-based financial aid. [ 16 ] Even though these loans are not subsidized, interest rates are set by Congress, the programs are closely supervised, and they provide many protections that ...

  8. Private student loan requirements: Here’s how to qualify - AOL

    www.aol.com/finance/qualify-private-student-loan...

    Private student loans generally have tougher eligibility requirements than federal loans. In addition to age, income and credit score minimums, students must be enrolled at an eligible school and ...

  9. Banks and Student Loans: 9 Things You Need To Know - AOL

    www.aol.com/banks-student-loans-9-things...

    When you think about getting a student loan, you might not consider going through a bank. As of 2024, only 8.84% of student loan debt belongs to private lenders, while the rest is federal. However,...

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