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  2. The Best Instant Approval Credit Cards of 2025 - AOL

    www.aol.com/finance/5-best-instant-approval...

    Best instant approval credit cards: Chase Freedom Flex℠ ... Instant approval cards appeal to a range of applicants, including those who: Need Immediate Credit Access: ...

  3. How to apply for a credit card and get approved - AOL

    www.aol.com/finance/apply-credit-card-approved...

    1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

  4. Chase Freedom Student Credit Card: Start with a $50 ... - AOL

    www.aol.com/news/chase-freedom-student-credit...

    The Chase Freedom® Student credit card is a great starting credit card for college students who want to earn cash back rewards with no annual fee. Major highlights include a $50 cash bonus after ...

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  7. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/news/2013-09-06-preapproved-credit...

    "If you look at the low-end cards [for people with poor credit], as low as 80 percent of people who are pre-approved actually get approved," says Greg Lull of CreditKarma. "Especially in the low ...

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