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The oldest Gen Xers (born in 1965) can begin applying for Social Security benefits as early as 2027. For now, your full retirement age will be 67, regardless of which year you were born.
1960 and later. 67. While the full retirement age used to be 65, changes to the program have increased that age. For example, those born in 1955 now have to wait an extra two months beyond age 66 ...
Changes to Social Security in 2024. The SSA made several updates to benefit rules in 2024. To begin with, the cost of living adjustment (COLA) for benefits rose 3.2%. That equates to a $59 monthly ...
7. You Already Have Your 35 Highest-Earning Years. Your Social Security benefits are based on your earnings in the 35 years that you had the most compensation. If you're in your peak earning years ...
The average Social Security benefit for those who choose to claim Social Security before full retirement age is significantly lower, at $1,668 per month. According to the SSA's 2024 Social ...
The Social Security Act was enacted August 14, 1935 (89 years ago). The Act was drafted during President Franklin D. Roosevelt's first term by the President's Committee on Economic Security, under Frances Perkins, and passed by Congress as part of the New Deal.
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