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Reservation of rights. A reservation of rights, in American legal practice, is a statement that an individual, company, or other organization is intentionally retaining full legal rights to warn others of those rights. The notice avoids later claims that one waived legal rights that were held under a contract, copyright law, or any other ...
Agent of record. An agent of record ( AOR) is an individual or a legal entity with a duly executed contractual agreement with an insurance policy owner, in line with the prevailing legal norms and regulations of the region in which the contract was entered. The agent of record has a legal right to receive commissions from the respective ...
In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...
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Registered mail. A 1936 registered letter from Canada to Great Britain sent via the RMS Queen Mary. A registered parcel sent from India to the UK with electronic barcode registration. Registered mail is a postal service in many countries which allows the sender proof of mailing via a receipt and, upon request, electronic verification that an ...
In August 2021, the Federal Insurance Office (FIO) of the U.S. Treasury Department issued a request for information for climate-related financial risks to the U.S. insurance industry pursuant to Executive Order 14030. In February 2022, the FIO announced that it had joined the Network for Greening the Financial System.
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...
Car insurance is a way to protect yourself financially if you are involved in a car accident or suffer a covered loss through fire, theft, vandalism or an act of nature. Some types of car ...