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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   For example, imagine you missed multiple payments on your credit card, and the issuer charged off the account before sending the debt to collections. A pay-for-delete could remove the collection ...

3. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   The safest way to pay a debt collector is with a method that provides proof of payment, such as mailing a check with a return receipt or using a secure online payment portal provided by the collector.

4. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   Negative marks like collections and late payments can pull down your credit score, but they don’t stay on your credit report forever. Understanding how long these derogatory items remain and ...

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

6. What debts can’t be removed from your credit report? - AOL

   www.aol.com/finance/debts-t-removed-credit...

   Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

7. How to dispute an error on your credit report - AOL

   www.aol.com/finance/dispute-error-credit-report...

   Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the ...