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  2. How to get a defensive driving discount on your auto ... - AOL

    www.aol.com/finance/how-to-get-defensive-driving...

    My defensive driving course through my insurer resulted in a modest but welcome $23.51 savings on my six-month premium — about a 3.2% reduction overall. Keep in mind these discounts typically ...

  3. Defensive driving - Wikipedia

    en.wikipedia.org/wiki/Defensive_driving

    A driver safety program called the Driver Example Program was developed in 1964 by Chris Imhoff of the (US) National Safety Council. [3] The program instituted a Defensive Driving Course (DDC). Defensive Driving Courses, along with Instructor Development Courses were offered beginning 1964 and 1965, typically through corporate sponsorships.

  4. Smith System (driving) - Wikipedia

    en.wikipedia.org/wiki/Smith_System_(driving)

    The Smith System is a defensive driving strategy [1] created in 1952 by Harold L. Smith. [2] [3] Smith's goal was to increase the safety of commercial drivers. [2]After he opened the Safeway Driving School in Detroit in 1948, [4] Smith established the Smith System Driver Improvement Institute in 1952.

  5. Two-second rule - Wikipedia

    en.wikipedia.org/wiki/Two-second_rule

    The three second rule is a time for the defensive driver to judge the minimum safe trailing distance to help avoid collisions under ideal driving conditions. The red car's driver picks a tree to judge a two-second safety buffer. The two-second rule is a rule of thumb by which a driver may maintain a safe trailing distance at any speed.

  6. 2025 financial checklist: Your guide to protecting your ... - AOL

    www.aol.com/finance/financial-planning-checklist...

    You can also consider usage-based insurance programs that track your driving habits through an app or device. These programs often reduce premiums by 10% to 40% for safe, low-mileage drivers.

  7. Distracted driving: Why staying safe means staying focused - AOL

    www.aol.com/finance/distracted-driving-why...

    This prevents you from trying to multitask driving and getting ready, which impairs your ability to focus solely on driving. In all instances, try to plan ahead to eliminate your distractions when ...

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