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2. Registered retirement savings plan - Wikipedia

   en.wikipedia.org/wiki/Registered_retirement...

   While the original purpose of RRSPs was to help Canadians save for retirement, it is possible to use RRSP funds to help purchase one's first home under what is known as the Home Buyers' Plan (HBP). [19] An RRSP holder can borrow, tax-free, up to $35,000 [20] from their RRSP (and another $35,000 from a spousal RRSP) towards buying their ...

3. Ask an Advisor: If I'm 62 and My Husband is 68, Can I Collect ...

   www.aol.com/ask-advisor-im-62-husband-132654812.html

   Can I Collect Spousal Benefits for 5 Years and Switch to My Own at Full Retirement Age? appeared first on SmartReads by SmartAsset. He is 68 now (born in 1955), while I am 62 (born 1961).

4. 1 Important Conversation to Have With Your Spouse Before ...

   www.aol.com/1-important-conversation-spouse...

   The average spouse of a retired worker collects around $909 per month in benefits, according to November 2024 data from the Social Security Administration, so if you qualify for spousal benefits ...

5. Married or Divorced? Here's How Your Social Security Will ...

   www.aol.com/married-divorced-heres-social...

   Married and divorced retirees are often entitled to spousal or divorce benefits, and a new year brings fresh changes to Social Security. Whether you're already collecting Social Security or plan ...

6. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire

7. 3 Social Security Spousal Benefit Rules You Must Know Before ...

   www.aol.com/3-social-security-spousal-benefit...

   For each month you sign up prior to full retirement age, your monthly benefit gets permanently reduced. Full retirement age is 67 for anyone born in 1960 or later.

8. Locked-in retirement account - Wikipedia

   en.wikipedia.org/wiki/Locked-In_Retirement_Account

   The distinction between a LIRA / LRSP and a registered retirement savings plan (RRSP) is that, where RRSPs can be cashed in at any time, a LIRA / LRSP cannot. Instead, the investment held in the LIRA / LRSP is "locked-in" and cannot be removed until either retirement or a specified age outlined in the applicable pension legislation (though certain exceptions exist).

9. Here's How to Tell if You Qualify for Spousal Social Security ...

   www.aol.com/finance/heres-tell-qualify-spousal...

   Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit. The same full retirement age applies, which is 67 for those born in 1960 or later, and ...