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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  3. How to file a diminished value claim - AOL

    www.aol.com/finance/file-diminished-value-claim...

    Based on this example, an auto insurer would pay out a maximum of $1,500 for a diminished value claim on this vehicle. However, based on the damage and mileage, the final calculated estimate for a ...

  4. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    Similar to filing car insurance claims, time limits for filing police reports vary by state. ... Deciding where to file a claim post-accident—through your insurance or the other driver’s—can ...

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Personal items in a vehicle that are damaged due to an accident typically are not covered under the auto insurance policy. Any type of property that is not attached to the vehicle should be claimed under a home insurance or renters' insurance policy. However, some insurance companies will cover unattached GPS devices intended for automobile use.

  6. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  7. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    Document accident details: This is the time to make a record of pertinent information, such as license plate numbers, insurance information for all involved drivers and photos of the vehicle ...

  8. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    Much of this section only relates to the insurance industry in North America. Other jurisdictions, for example Australia, have their own regulations. About one in seven car accident claims results in a "total". [14] Except in extreme circumstances, a vehicle that has been written off will not be completely worthless.

  9. What to do with a car insurance claim check - AOL

    www.aol.com/finance/car-insurance-claim-check...

    Many insurance companies will issue a claim check as a two-party check to ensure that the money from the claim is used to repair the vehicle or take care of other claim-related costs.

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