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If you have a mortgage, your lender will likely require you to carry homeowners insurance. When you purchase a homeowners insurance policy, you pay either a monthly, quarterly or annual premium.
In September 1994, President Bill Clinton signed into law the Home Ownership and Equity Protection Act of 1994, written by US Rep. Joseph P. Kennedy (D-Mass). The law requires certain disclosures and clamps restrictions on lenders of high-cost loans.
A New Jersey homeowner who faced foreclosure over $606 in unpaid sewer bills under a prior version of the state’s Tax Sale Law can pay his debt and keep his property to prevent foreclosure, the ...
Requires manufactures of certain electronic products to make documentation, parts, and tools for diagnosis, maintenance, or repair available to independent repair providers and consumers. It is the first right-to-repair law to address home appliances; the Verge called it 'groundbreaking' [41] 2023: California enacts a Right to Repair Act [42]
In 1999 the Homeowners Protection Act of 1998 came into effect as a federal law of the United States, which requires automatic termination of mortgage insurance in certain cases for homeowners when the loan-to-value on the home reaches 78%; prior to the law, homeowners had limited recourse to cancel [9] and by one estimate, 250,000 homeowners ...
Homeowners may have more liability risk than condo and co-op unit owners, especially if you have what the insurance industry calls “attractive nuisances” on your property.
The Public Protection Classification (PPC) program, is a tool developed by the Insurance Services Office (ISO) for property and casualty insurers to properly assess their risk by rating fire protection services throughout the United States. [1]
In general, a standard homeowners insurance policy starts with six coverage options: dwelling amount, other structures, personal property, liability protection, medical payments and additional ...