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You can also delay benefits beyond your FRA, and they will grow by 2/3 of 1% per month until you reach 70. Your maximum spousal benefit is equal to one-half of the benefit your spouse would be ...
As soon as he hits 70, you can claim your spousal payments — but even if, say, you're 85, you won't get more than 50% of his PIA and you'll have left years of spousal benefits on the table.
This provision allows the lower-earning spouse to receive up to 50% of the higher-earning spouse’s benefit at full retirement age, but not until the spouse has become eligible for benefits.
Social Security will boost your benefit substantially if you delay filing until as late as age 70. ... as little as 32.5 percent of the retiree’s benefit. The spousal benefit is reduced by about ...
Spousal benefits, in contrast, max out at 50% of what your spouse (or ex-spouse) collects at full retirement age. If that amount is $2,400, then your spousal benefit could be worth up to $1,200 ...
The most you'll be able to receive with spousal benefits is 50% of your spouse's benefits at his or her full retirement age. 4. Can a divorced spouse claim spousal benefits?
The current reduction factors applied to spousal benefits are 25/36 of one percent (approximately 0.7%) per month up to 36 months before FRA, and an additional 5/12 of one percent (approximately 0 ...
The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...