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PlainsCapital Bank conducts commercial and consumer banking in the state of Texas, with 63 branch locations as of 2016. [23] The bank is a member of the Federal Deposit Insurance Corporation (FDIC) and states it is an Equal Housing Lender. The bank offers: Commercial lending and other commercial banking services; Treasury management
PlainsCapital Bank conducts commercial and consumer banking in the state of Texas. The bank is a member of the Federal Deposit Insurance Corporation (FDIC) and states it is an Equal Housing Lender. The bank offers: Commercial lending and other commercial banking services; Treasury management; Small business banking; Private banking
The terms equal housing lender and equal opportunity lender are synonymous and refer to all banks insured by the Federal Deposit Insurance Corporation in the United States. Such banks are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap, or familial status.
Harper v. Union Savings Association, 429 F.Supp. 1254, 1258-59 (N.D. Ohio 1977). The Office of Fair Housing and Equal Opportunity is charged with administering and enforcing the Fair Housing Act. Any person who feels that they have faced lending discrimination can file a fair housing complaint.
In the world of finance and lending, transparency is key. The Truth in Lending Act stands as a vital piece of legislation designed to ensure just that. Its provisions ensure that borrowers have ...
Introduced in the House as "Financial Institutions Reform, Recovery and Enforcement Act of 1989" H.R. 1278 by Henry B. Gonzalez (D-TX) on March 6, 1989; Committee consideration by House Banking, Finance, and Urban Affairs, House Government Operations, House Judiciary, House Rules, House Ways and Means
Under a typical subprime mortgage made during the housing boom, a $500,000 loan at a 5.5% interest rate for 30 years results in a monthly principal and interest payment of approximately $2,839.43. In contrast, the same loan at 8.5%, under a typical 3% adjustment cap for 27 years (after the adjustable period ends), results in a payment of about ...
Nevertheless, Wells Fargo is insured by the Federal Deposit Insurance Corp. (FDIC), protecting deposits of up to $250,000 in case of a bank failure. All rates and fees below are current as of ...