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  2. How to get a car loan with bad credit - AOL

    www.aol.com/finance/car-loan-bad-credit...

    In fact, many online lenders offer bad credit auto loans with competitive rates and generous repayment terms to consider. Next steps. If you have bad credit, it may be tougher for you to get a car ...

  3. 6 common car loan mistakes that cost you money - AOL

    www.aol.com/finance/6-common-car-loan-mistakes...

    What is a bad APR for a car loan? New auto loans had an average rate of 7.03 percent in the third quarter of 2023, according to data from Experian. People with excellent credit qualified for rates ...

  4. Can you use a personal loan to buy a car? - AOL

    www.aol.com/finance/personal-loan-buy-car...

    The average interest rate on a subprime car loan during the first quarter of 2024 was 18.97 percent for used cars and 12.85 percent for new cars, according to Experian.

  5. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    The advantage to the dealership of having an RFC finance was decreased risk on the sale and finance of the vehicles sold. Since both the RFC and the dealership had the same ownership, the owners could benefit from the profit on the sale of the vehicle and the profit on the loan for the vehicle. Historically, the down payment required on a BHPH ...

  6. 0% APR car deals: Are they worth it? - AOL

    www.aol.com/finance/0-apr-car-deals-worth...

    If you were planning to pay $10,000 cash for a pre-owned vehicle, taking on a new auto loan with a $30,000 price tag just to take advantage of no-interest financing probably isn’t a wise ...

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total ...

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