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Compliance with PCI DSS is not required by federal law in the United States, but the laws of some states refer to PCI DSS directly or make equivalent provisions. Legal scholars Edward Morse and Vasant Raval have said that by enshrining PCI DSS compliance in legislation, card networks reallocated the cost of fraud from card issuers to merchants ...
PCI SSC has compiled a list of payment applications that have been validated as PA-DSS compliant, with the list updated to reflect compliant payment applications as they are developed. Creation and enforcement of these standards currently rests with PCI SSC via Payment Application-Qualified Security Assessors (PA-QSA). PA-QSAs conduct payment ...
On 7 September 2006, American Express, Discover Financial Services, Japan Credit Bureau, Mastercard and Visa International formed the Payment Card Industry Security Standards Council (PCI SSC) with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard. The council itself claims to be independent of the ...
Point-to-point encryption (P2PE) is a standard established by the PCI Security Standards Council.The objective of P2PE is to provide a payment security solution that instantaneously converts confidential payment card (credit and debit card) data and information into indecipherable code at the time the card is swiped, in order to prevent hacking and fraud.
LifeLock maintains the highest level of Payment Card Industry Data Security Standard (PCI-DSS) compliance. As a Level 1 merchant under the PCI-DSS, LifeLock follows a set of requirements that helps protect cardholder data. This is the accepted standard for all organizations that process credit card information.
The executives and management of the PCI SSC are supported by 30 companies comprising the Board of Advisors, [8] and other stakeholder advisory groups such as assessor companies and regional boards. Interested parties can participate in the development of the PCI security standards through member registration as a Participating Organization.
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