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The general Social Security earnings-test limit in 2025 is $23,400 (up from $22,320 in 2024). You'll have $1 in Social Security withheld for every $2 you earn above that limit.
The Social Security Administration made its official 2025 COLA announcement in October. COLAs, though, are not adjusted during the year to account for month-to-month changes in inflation.
The Social Security Administration will announce the official RET limits for 2025 in the same press release as the COLA. But Social Security's Trustees estimate the lower limit will increase to ...
Data source: Social Security Administration. Pre-COLA amounts reflect the average benefit paid out in November. 2. Some workers will pay more Social Security taxes in 2025
Social Security's taxable earnings limit will increase, so some workers will pay more taxes on their income in 2025. The 2024 Social Security Survey from Nationwide Retirement Institute identified ...
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3. Maximum Social Security benefit also set to increase. The maximum Social Security benefit for a worker retiring at full retirement age will increase from $3,822 in 2024 to $4,018 in 2025. This ...
So in 2025, the average Social Security recipient may only get a modest increase to their monthly checks. But that increase may be just enough to allow for the same amount of buying power as in 2024.