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  2. Perpetual insurance - Wikipedia

    en.wikipedia.org/wiki/Perpetual_insurance

    For example, a house which costs $150,000 may typically be charged an annual premium of $1,000 for a term policy. That same house would likely require a $10,000 single deposit premium for a perpetual insurance policy of equivalent coverage. A person in the 28% tax bracket would need to earn $1,389 in gross income to pay the annual premium ...

  3. Software license - Wikipedia

    en.wikipedia.org/wiki/Software_license

    SaaS licenses are usually temporary and charged on a pay-per-usage or subscription basis, [17] although other revenue models such as freemium are also used. [18] For customers, the advantages of temporary licenses include reduced upfront cost, increased flexibility, and lower overall cost compared to a perpetual license. [14]

  4. Subscription business model - Wikipedia

    en.wikipedia.org/wiki/Subscription_business_model

    The subscription business model is a business model in which a customer must pay a recurring price at regular intervals for access to a product or service. The model was pioneered by publishers of books and periodicals in the 17th century, [ 1 ] and is now used by many businesses, websites [ 2 ] and even pharmaceutical companies in partnership ...

  5. Proprietary software - Wikipedia

    en.wikipedia.org/wiki/Proprietary_software

    SaaS licenses are usually temporary and charged on a pay-per-usage or subscription basis, [23] although other revenue models such as freemium are also used. [24] For customers, the advantages of temporary licenses include reduced upfront cost, increased flexibility, and lower overall cost compared to a perpetual license. [20]

  6. Is Direct Primary Care the future of health care? - AOL

    www.aol.com/finance/us-health-care-costs...

    Doctors are ditching insurance in favor of subscription-based care. ... patients pay physicians directly through predictable monthly or annual fees, eliminating the administrative and financial ...

  7. Should you pay car insurance in installments? - AOL

    www.aol.com/finance/pay-car-insurance...

    An insurance company can set its own installment fee amount, even if the installment fee is higher than what the company is being charged to process your payment. Consider potential savings

  8. Software industry - Wikipedia

    en.wikipedia.org/wiki/Software_industry

    Software industry business models include SaaS (subscription-based), PaaS (platform services), IaaS (infrastructure services), and freemium (free with premium features). Others are perpetual licenses (one-time fee), ad-supported (free with ads), open source (free with paid support), pay-per-use (usage-based), and consulting/customization services.

  9. Perpetual access - Wikipedia

    en.wikipedia.org/wiki/Perpetual_access

    With license agreements for perpetual access, communication between publishers and libraries is a large part of this process, as agreement terms and policy understanding are not always clear. [9] Licensing agreements do not always include perpetual access. [ 10 ]