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  2. 8 Best Credit Unions for Car Loans - AOL

    www.aol.com/8-best-credit-unions-car-194043963.html

    What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...

  3. 20 Questions You Need To Ask Your Car Dealer Before You Buy - AOL

    www.aol.com/finance/20-questions-ask-car-dealer...

    The best way to get a great deal on auto financing is to have a pre-approved auto loan long before you head to the dealership. If you don't have an offer in hand, the dealership won't have any ...

  4. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  5. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The duration of the loan is much shorter – often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial ...

  6. Title loan - Wikipedia

    en.wikipedia.org/wiki/Title_loan

    A title loan (also known as a car title loan) is a type of secured loan where borrowers can use their vehicle title as collateral. [1] Borrowers who get title loans must allow a lender to place a lien on their car title, and temporarily surrender the hard copy of their vehicle title, in exchange for a loan amount. [2]

  7. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    Car title loan. Also known as a pink ... Most instant loans work the same. You submit an application, and if approved, sign a contract that states the cost and due date. ... 81 creative and easy ...

  8. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.

  9. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Spot delivery (or spot financing) is a term used in the automobile industry that means delivery a vehicle to a buyer prior to financing on the vehicle being completed. [6] Spot delivery is used by dealerships on the weekend or after bank hours to be able to deliver a vehicle when a final approval cannot be received from a bank. [ 6 ]

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