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Disaster restoration refers to the process of repairing and restoring property damaged by natural disasters such as floods, hurricanes, wildfires, or earthquakes. It typically involves various services such as structural repairs and water damage restoration, fire damage restoration, mold remediation , and content restoration.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
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As of 2021, the program has been extremely successful, with 90 percent of HDFCs thriving. The HDFCs get a small tax break from the city, but otherwise shareholders are 100 percent responsible for all repairs and upkeep of the buildings—roof, boilers, steps, water and so on—similar to a regular coop or condo. [6]
10 Hudson Yards, also known as the South Tower, is an office building that was completed in 2016 [4] on Manhattan's West Side.Located near Hell's Kitchen, Chelsea and the Penn Station area, the building is a part of the Hudson Yards urban renewal project, a plan to redevelop the Metropolitan Transportation Authority's West Side Yard.
[20] [21] After National City Bank and the Farmers' Loan and Trust Company merged in 1929, [22] the new company, City Bank Farmers Trust, moved into a new structure at 20 Exchange Place, which was completed in 1931, [23] and opened a Midtown office at 399 Park Avenue, one block west of the present Citigroup Center, in 1961.
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