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  2. Credit cycle - Wikipedia

    en.wikipedia.org/wiki/Credit_cycle

    The credit cycle is the expansion and contraction of access to credit over time. [1] Some economists, including Barry Eichengreen , Hyman Minsky , and other Post-Keynesian economists , and members of the Austrian school , regard credit cycles as the fundamental process driving the business cycle .

  3. Idiosyncrasy credit - Wikipedia

    en.wikipedia.org/wiki/Idiosyncrasy_credit

    Idiosyncrasy credit [1] is a concept in social psychology that describes an individual's capacity to acceptably deviate from group expectations. Idiosyncrasy credits are increased (earned) each time an individual conforms to a group's expectations, and decreased (spent) each time an individual deviates from a group's expectations.

  4. Credit theory of money - Wikipedia

    en.wikipedia.org/wiki/Credit_theory_of_money

    Credit theories of money, also called debt theories of money, are monetary economic theories concerning the relationship between credit and money. Proponents of these theories, such as Alfred Mitchell-Innes , sometimes emphasize that money and credit/ debt are the same thing, seen from different points of view. [ 1 ]

  5. Heuristic (psychology) - Wikipedia

    en.wikipedia.org/wiki/Heuristic_(psychology)

    In psychology, availability is the ease with which a particular idea can be brought to mind. When people estimate how likely or how frequent an event is on the basis of its availability, they are using the availability heuristic. [58]

  6. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...

  7. Austrian business cycle theory - Wikipedia

    en.wikipedia.org/wiki/Austrian_business_cycle_theory

    The Austrian business cycle theory (ABCT) is an economic theory developed by the Austrian School of economics seeking to explain how business cycles occur. The theory views business cycles as the consequence of excessive growth in bank credit due to artificially low interest rates set by a central bank or fractional reserve banks. [1]

  8. Stevens's power law - Wikipedia

    en.wikipedia.org/wiki/Stevens's_power_law

    Stevens' power law is an empirical relationship in psychophysics between an increased intensity or strength in a physical stimulus and the perceived magnitude increase in the sensation created by the stimulus.

  9. Mental accounting - Wikipedia

    en.wikipedia.org/wiki/Mental_accounting

    An example of mental accounting is people's willingness to pay more for goods when using credit cards than if they are paying with cash. [1] This phenomenon is referred to as payment decoupling. Mental accounting (or psychological accounting ) is a model of consumer behaviour developed by Richard Thaler that attempts to describe the process ...