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The Federal Reserve increased interest rates to combat inflation, causing CD rates to surge — they started at around 4% in 1971 and reached nearly 13.5% by the end of 1979. The 1980s
The top CD rates are already paying 5% or more. ... the average 12-month CD rate was 0.16%. This trend changed in mid-2022 when the Fed began increasing rates to ... View this interactive chart on ...
Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
CD rates in the news. CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts ...
Best CD rates today: Fed's pause good news for top APYs of up to 4.40% on terms of 12+ months — Jan. 31, 2025
Some of the best CD rates today include, but are not limited to, CommunityWide Federal Credit Union, which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on ...
CD rates in the news. CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts ...
Some of the best CD rates today include, but are not limited to, CommunityWide Federal Credit Union, which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on ...
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