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Here’s a brief overlook of how CD rates have fluctuated over the years, according to the St Louis Fed’s 3-month historical CD rates chart. While rates were high in the 1980s, they have ...
The national average five-year CD yield was 1.38 percent APY, which is higher than the rate of 1.41 percent around a year ago. CD rates have decreased from their current-cycle peak in October 2023.
Banks are generally offering their highest rates on short-term CDs lasting one year or less. The table below has projected high-yield CD rates at the start of 2025 and 2026. These are only ...
CD rates are currently at their highest compared to recent years, with many yielding over 4% APYs You can earn up to 4.65% APY. Check out the best CD rates today, January 28, 2025
Today's top CD rate is 5.55% APY on a one-year term, with the second highest rate of 5.50% APY on a three-month term. The highest rates on three-, four- and five-year terms have inched up, ever so ...
From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks were offering rates of 5.30% or ...
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