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  2. What is a credit card charge-off? - AOL

    www.aol.com/finance/credit-card-charge-off...

    The write-off is purely an accounting function that applies only to the company’s balance sheet, not your debt. ... you can apply for a secured credit card to get you back in the credit card ...

  3. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

  4. 30 Terms Every Credit Card Owner Should Know - AOL

    www.aol.com/news/30-terms-every-credit-card...

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  5. Debit vs. credit card: What’s the best way to pay? - AOL

    www.aol.com/finance/debit-vs-credit-card-best...

    While some rewards checking accounts give you 1 percent cash back on debit card purchases, the best cash back credit cards give you at least 1.5 percent on general purchases and as much as 6 ...

  6. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card. In the distribution ...

  7. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  8. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    Key takeaways. The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after ...

  9. Is it better to pay off your credit card or keep a balance? - AOL

    www.aol.com/finance/better-pay-off-credit-card...

    To maintain a good credit score, it is best to pay off credit card balances in full every month. ... These offers typically last for a specific period of time, often 12 to 15 months. While ...