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2. What is an excellent-credit personal loan? - AOL

   www.aol.com/finance/excellent-credit-personal...

   An excellent credit personal loan is an unsecured installment loan designed for borrowers with credit scores above 800. Borrowers with credit scores in this range often have access to higher loan ...

3. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   Because lenders take on more risk when loans aren’t backed by collateral, they often charge higher interest rates and require good or excellent credit to get approved. Unsecured loans are ...

4. 12 Best Installment Loans To Rebuild Your Credit - AOL

   www.aol.com/12-best-installment-loans-rebuild...

   Borrowers with excellent credit and a loan amount of $12,000 or less may qualify for the lowest rates. You may earn rate discounts if you are using at least 85% of the loan funds to pay off ...

5. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

6. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   An unsecured personal loan doesn’t require collateral to get approved. Qualifying is based on your credit score and income. Because of this, you’ll typically need good or excellent credit to ...

7. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Secured vs. unsecured loans. ... yet many require you to meet the following general criteria to qualify for a loan: Good or excellent credit score of 670 or higher. Annual income of at least $25,000.