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The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted 28 October 1974, [3] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of (among other things) age, provided the applicant has the capacity to contract.
A common problem occurs when the homeowner dies; if the surviving resident does not meet the requirements for ownership, then he or she is forced to sell the home. This can happen even if the survivor is the spouse of the deceased. However, many age-restricted communities have circumvented this issue by allowing the survivor to maintain ...
It may have been preceded by an optional "pre-answer" motion to dismiss or demurrer; if such a motion is unsuccessful, the defendant must file an answer to the complaint or risk an adverse default judgment. In a criminal case, there is usually an arraignment or some other kind of appearance before the defendant comes to court.
The age of majority is the threshold of legal adulthood as recognized or declared in law. [1] It is the moment when a person ceases to be considered a minor, and assumes legal control over their person, actions, and decisions, thus terminating the control and legal responsibilities of their parents or guardian over them. Most countries set the ...
Penalty-Free Distributions Until you turned 59 ½, you may have paid a 10% tax penalty if you needed to withdraw some of your retirement account funds. Just note that you’ll need to pay any ...
82% of Americans are missing out on a savings account that pays over 10 times the national average This article provides information only and should not be construed as advice. It is provided ...
Saving for retirement is one of the biggest financial hurdles Americans face, with millions unprepared. But must one go quietly into the gentle night of retirement and (likely) live on a fixed ...
The Civil Rights Act of 1960 (Pub. L. 86–449, 74 Stat. 89, enacted May 6, 1960) is a United States federal law that established federal inspection of local voter registration polls and introduced penalties for anyone who obstructed someone's attempt to register to vote.