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  2. Securities lending - Wikipedia

    en.wikipedia.org/wiki/Securities_lending

    In finance, securities lending or stock lending refers to the lending of securities by one party to another.. The terms of the loan will be governed by a "Securities Lending Agreement", [1] which requires that the borrower provides the lender with collateral, in the form of cash or non-cash securities, of value equal to or greater than the loaned securities plus an agreed-upon margin.

  3. Pros and cons of unsecured business loans - AOL

    www.aol.com/finance/pros-cons-unsecured-business...

    Unsecured business loans are riskier for the lender than secured loans. With a secured loan, the lender can take the collateral to recover losses if you fail to make payments.

  4. Security (finance) - Wikipedia

    en.wikipedia.org/wiki/Security_(finance)

    A security is a tradable financial asset.The term commonly refers to any form of financial instrument, but its legal definition varies by jurisdiction.In some countries and languages people commonly use the term "security" to refer to any form of financial instrument, even though the underlying legal and regulatory regime may not have such a broad definition.

  5. Term Asset-Backed Securities Loan Facility - Wikipedia

    en.wikipedia.org/wiki/Term_Asset-Backed...

    The Term Asset-Backed Securities Loan Facility (TALF) is a program created by the U.S. Federal Reserve (the Fed) to spur consumer credit lending. The program was announced on November 25, 2008, and was to support the issuance of asset-backed securities (ABS) collateralized by student loans, auto loans, credit card loans, and loans guaranteed by the Small Business Administration (SBA).

  6. Portfolio mortgages: What they are and how they work

    www.aol.com/finance/portfolio-mortgages...

    For example, North American Savings Bank‘s website features a portfolio loan that requires a 20 percent down payment (vs. 3 to 10 percent for conventional loans), a debt-to-income ratio of up to ...

  7. Second lien loan - Wikipedia

    en.wikipedia.org/wiki/Second_lien_loan

    The arrangement fee and interest (finance) of a second lien loan are higher than those of the first lien secured loan of the same borrower because of increased risk for the lender that comes from a subordinated security interest.

  8. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A mortgage loan is a secured loan in which the collateral is property, such as a home.; A nonrecourse loan is a secured loan where the collateral is the only security or claim the creditor has against the borrower, and the creditor has no further recourse against the borrower for any deficiency remaining after foreclosure against the property.

  9. Trump’s order to freeze federal grants threatens Medicaid ...

    www.aol.com/finance/trump-order-freeze-federal...

    The Student Borrower Protection Center, a nonprofit that advocates for student loan borrowers, said in a statement Tuesday that despite the administration saying student loans would not be ...

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