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2. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life annuities. The probability of a future ...

3. I’m a Financial Planner: 5 Questions To Ask To Determine What ...

   www.aol.com/finance/m-financial-planner-5...

   Life insurance might seem like an unnecessary expense, but having it can grant you peace of mind, especially if you have people depending on you financially. And while you might assume it costs a ...

4. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

5. Actuarial reserves - Wikipedia

   en.wikipedia.org/wiki/Actuarial_reserves

   From this we can see that the present value of the loss to the insurance company now if the person dies in t years, is equal to the present value of the death benefit minus the present value of the premiums. The loss random variable described above only defines the loss at issue. For K(x) > t, the loss random variable at time t can be defined as:

6. Life Insurance: How to Choose The Best Option for You ... - AOL

   www.aol.com/life-insurance-choose-best-option...

   Once you apply and qualify for a life insurance policy, you’ll choose the type of life insurance you want, the amount of coverage you need, and the length of the policy (if choosing a term ...

7. Actuarial notation - Wikipedia

   en.wikipedia.org/wiki/Actuarial_notation

   This present value factor, or discount factor, is used to determine the amount of money that must be invested now in order to have a given amount of money in the future. For example, if you need 1 in one year, then the amount of money you should invest now is: 1 × v {\displaystyle \,1\times v} .

8. Credibility theory - Wikipedia

   en.wikipedia.org/wiki/Credibility_theory

   The problem is then to devise a way of combining the experience of the group with the experience of the individual risk to calculate the premium better. Credibility theory provides a solution to this problem. For actuaries, it is important to know credibility theory in order to calculate a premium for a group of insurance contracts. The goal is ...

9. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Cash value life insurance offers a range of benefits, but it’s important to weigh the potential downsides. Here’s a breakdown to help you decide if it’s a good fit for your needs.