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  2. Escrow insurance: What is it and when you need it - AOL

    www.aol.com/finance/escrow-insurance-235640110.html

    The real estate escrow, also known as a pre-sale escrow, is designed to protect the buyer and the seller if the purchase falls through. Sellers can request earnest money as a show of good faith ...

  3. Postal Accountability and Enhancement Act - Wikipedia

    en.wikipedia.org/wiki/Postal_Accountability_and...

    For the first ten years after the bill was passed, the scheduled payments ranged between $5.4 billion to $5.8 billion. On June 30 of each year starting in 2017, the Service was required to update the amounts owed based on any liability for or surplus of the Fund until 2056 or within 15 years, whichever comes later.

  4. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Escrow is an account separate from the mortgage account where deposit of funds occurs for payment of certain conditions that apply to the mortgage, usually property taxes and insurance. The escrow agent has the duty to properly account for the escrow funds and ensure that usage of funds is explicitly for the purpose intended.

  5. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check, as authorized by the Check Clearing for the 21st Century Act (the Check 21 Act).

  6. Homeowners face shortfalls in their escrow accounts as ... - AOL

    www.aol.com/finance/homeowners-face-shortfalls...

    56% of homeowners indicated that their escrow payment increased in the last 12 months, up from 51% in 2021 and 49% in 2020. Homeowners face shortfalls in their escrow accounts as costs rise [Video ...

  7. Auction - Wikipedia

    en.wikipedia.org/wiki/Auction

    Items for sale are often surplus needed to be liquidated. Auctions ordered by estate executors enter the assets of individuals who have perhaps died intestate (those who have died without leaving a will), or in debt. In legal contexts where forced auctions occur, as when one's farm or house is sold at auction on the courthouse steps.

  8. Georgians starting to get tax refund checks after state ... - AOL

    www.aol.com/news/georgians-starting-tax-refund...

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  9. Asset recovery - Wikipedia

    en.wikipedia.org/wiki/Asset_recovery

    Disposition of surplus or idle assets is the process of either selling, scrapping, recycling, donating, or disposing an asset. The process involves removing the asset from an organization's books. When this is done effectively, the organization obtains capital that can be placed back into the business.