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2. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

4. Best FHA mortgage lenders in 2024 - AOL

   www.aol.com/finance/best-fha-mortgage-lenders...

   500 for FHA loans. 3.5% for FHA loans. Wells Fargo Home Mortgage. 4.8/5. Undisclosed for FHA loans. 3.5% for FHA loans ... You could also qualify for a more competitive rate than you would with a ...

5. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   If interest rates have dropped since you first obtained your mortgage, a rate-and-term refinance can provide you with a lower rate. Ideally, that rate should be one-half to three-quarters of a ...

6. Streamline refinancing - Wikipedia

   en.wikipedia.org/wiki/Streamline_refinancing

   In this case, the FHA streamline refinancing program's PMI and up front mortgage insurance rates are set by factors borrowers cannot control. And the FHA changed its terms to make mortgage insurance last at least eleven years for those with a loan to value ratio of 90%, while those with a loan to value ratio greater than 90% will pay mortgage ...

7. Federal Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Finance_Agency

   The Federal Housing Finance Agency (FHFA) is an independent federal agency in the United States created as the successor regulatory agency of the Federal Housing Finance Board (FHFB), the Office of Federal Housing Enterprise Oversight (OFHEO), and the U.S. Department of Housing and Urban Development government-sponsored enterprise mission team, [3] absorbing the powers and regulatory authority ...