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After you finance with us the first time, we'll waive our lender fee when you refinance your home with loanDepot in the future. Additionally, Home Equity Line of Credit ("HELOC") borrowers will also receive up to a half point waiver of closing costs when refinancing the HELOC with loanDepot.*.
Mortgage refinancing made easy. Start your home loan refinancing and lower your payments, consolidate debt or pull cash out. Home refinancing done right.
There are also no-cost and low-cost refinance options that can lower your rate and payment with no or minimal investment. It is a good idea to go over your specific situation with a mortgage expert to determine whether refinancing makes sense or not.
Finance with us once and never pay lender fees again*. Most home owners will refinance their mortgage every 7 years. That means over the course of a 30-year mortgage you're likely to refinance at least 4 times, twice during a 15-year mortgage.
The loanDepot Lifetime Guarantee, which comes with qualifying loanDepot purchase, refinance and now HELOC transactions, helps save customers thousands of dollars by eliminating closing costs on future refinance transactions of the same home.
What Is a No-Closing-Cost Refinance? Typically, a borrower pays 2% to 5% of the amount of their mortgage loan in closing costs. That means if you take out a $200,000 mortgage, you’d be...
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