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Learn about full and limited tort car insurance and if you can sue after an accident.
Both full tort and limited tort coverage only apply in situations where the driver or passengers have been injured in an accident that is not the driver's fault. The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
In tort law, strict liability is the imposition of liability on a party without a finding of fault (such as negligence or tortious intent). The claimant need only prove that the tort occurred and that the defendant was responsible. The law imputes strict liability to situations it considers to be inherently dangerous. [8]
State Requirements: While most states don't mandate separate insurance for permit holders, all drivers (including those with permits) must comply with the state's minimum liability insurance ...
A second violation can result in a $350 to $1000 fine, a suspension of your license and registration, an SR-22 certificate (an insurance requirement for high-risk drivers), and the impoundment of ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
License suspension or revocation: Most states will likely suspend your license for driving without insurance. And if you have been caught driving without insurance before, your license may even be ...