Search results
Results from the WOW.Com Content Network
Driving without insurance in Kentucky is a risky move that can result in hefty penalties. A first-time offense can lead to fines ranging from $500 to $1,000, a jail sentence of up to 90 days, and ...
Learn about full and limited tort car insurance and if you can sue after an accident.
Driving without insurance in Kentucky may also result in jail time. For a first offense, you may have to serve up to 90 days in jail in addition to paying fines.
Both full tort and limited tort coverage only apply in situations where the driver or passengers have been injured in an accident that is not the driver's fault. The victim then has the option of bringing charges against the at-fault driver to sue in court for unpaid medical bills, property damage, loss of income, pain, and suffering.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
The state DMV point system may be different from the insurance companies' point system. [4] Several states in the U.S. have such assigned risk systems. [5] New York is a typical system. [6] The MVAIC, or Motor Vehicle Accident Indemnity Company, may assign high-risk drivers, and pays for victims of uninsured or underinsured motorists. [7]
State Requirements: While most states don't mandate separate insurance for permit holders, all drivers (including those with permits) must comply with the state's minimum liability insurance ...
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.