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  2. What is a credit reporting agency? - AOL

    www.aol.com/finance/credit-reporting-agency...

    The information in your credit report can affect everything from the credit cards and loans you qualify for to the jobs and apartments you can get. Credit reporting agencies create these important ...

  3. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress. These ...

  4. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  5. How Employment Credit Checks Work - AOL

    www.aol.com/news/employment-credit-checks...

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  6. Empowerment zone - Wikipedia

    en.wikipedia.org/wiki/Empowerment_zone

    The credit is 20% of the qualified zone wages paid or incurred during a calendar year. The amount of qualified zone wages you can use to figure the credit cannot be more than $15,000 for each employee for each calendar year. As a result, the credit can be as much as $3,000 (20% of $15,000) per qualified zone employee each year.

  7. What Really Shows Up on a Credit Check for Employment - AOL

    www.aol.com/finance/really-shows-credit-check...

    You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now there’s just one thing ...

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

  9. Insperity Employment Screening Sets the Standard for ... - AOL

    www.aol.com/2012/12/13/insperity-employment...

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