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2. How to find if your Florida condo is on a secret blacklist ...

   www.aol.com/florida-condo-secret-blacklist...

   Around 800 Florida condos are on the list, including about 250 buildings in Miami-Dade and Broward counties alone, according to two law firms that obtained the list. ... Denied a mortgage to buy a ...

3. Mortgage Electronic Registration Systems - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Electronic...

   Mortgage Electronic Registration Systems, Inc. (MERS) is an American privately held corporation. [1] MERS is a separate and distinct corporation that serves as a nominee on mortgages after the turn of the century and is owned by holding company MERSCORP Holdings, Inc., which owns and operates an electronic registry known as the MERS system, which is designed to track servicing rights and ...

4. MERS: The Mortgage Database That's Clouding Millions of Titles

   www.aol.com/news/2010-12-06-mers-mortgage...

   Entering data into the MERS database is optional for members: MERS Chief Executive R.K. Arnold told Congress recently that "Members tend to register only loans they plan to sell." The loss of ...

5. Vital statistics (government records) - Wikipedia

   en.wikipedia.org/wiki/Vital_statistics...

   A vital statistics system is defined by the United Nations "as the total process of (a) collecting information by civil registration or enumeration on the frequency or occurrence of specified and defined vital events, as well as relevant characteristics of the events themselves and the person or persons concerned, and (b) compiling, processing, analyzing, evaluating, presenting, and ...

6. Negative database - Wikipedia

   en.wikipedia.org/wiki/Negative_database

   Collection of negative data has been referred to as "negative sousveillance": [6] "Negative databases (Esponda, 2006), is the keeping records which if stolen do not reveal the identity of individuals. Negative databases achieve this by storing the complement of the set of what is being tracked. Essentially the database shows what isn’t of ...

7. Mortgage points: What are they and how do they work? - AOL

   www.aol.com/finance/mortgage-points-192840885.html

   In this example, the borrower bought two discount points costing 1 percent of the loan principal, or $3,200 each. By buying two points for $6,400 upfront, the borrower’s interest rate shrank to ...

8. Foreclosure - Wikipedia

   en.wikipedia.org/wiki/Foreclosure

   Credit scores are greatly impacted after a foreclosure. The average number of points reduced when you are 30 days late on your mortgage payment is 40 – 110 points, 90 days late is 70 – 135 points, and a finalized foreclosure, short sale or deed-in-lieu is 85 – 160 points. [32]

9. Denied a mortgage to buy a Florida condo? A secret, quasi ...

   www.aol.com/news/denied-mortgage-buy-florida...

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