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2. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   These lenders feature personal loans with low interest rates to make taking out a personal loan more affordable: Lender. APR range. Loan amounts. Loan terms. Minimum credit score. Upstart.

3. Bharat Financial Inclusion - Wikipedia

   en.wikipedia.org/wiki/Bharat_Financial_Inclusion

   In Nov 2015, SKS Microfinance Ltd has cut interest rates by one percentage point to 19.75% on the loans it offers to low-income women borrowers, making it the sole Indian microlender to offer loans at a rate below 20%.The move came after Reserve Bank of India (RBI) decided to double the borrower limit for microfinance loans for less than 24 ...

4. Microcredit - Wikipedia

   en.wikipedia.org/wiki/Microcredit

   Indeed, the local microfinance organizations that receive zero-interest loan capital from the online microlending platform Kiva charge average interest and fee rates of 35.21%. [44] Rather, the principal reason for the high cost of microcredit loans is the high transaction cost of traditional microfinance operations relative to loan size. [45]

5. Priority sector lending - Wikipedia

   en.wikipedia.org/wiki/Priority_sector_lending

   Priority sector lending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by the Reserve Bank of India to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro- and small enterprises, education, housing for the poor, and other low-income ...

6. How to qualify for competitive rates on low-interest personal ...

   www.aol.com/finance/qualify-competitive-rates...

   How personal loan interest rates work. Lenders evaluate several factors to determine if you qualify for a low-interest personal loan, including your credit score, employment status and debt-to ...

7. What is a low-interest personal loan? - AOL

   www.aol.com/finance/low-interest-personal-loan...

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8. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

9. Personal loan vs. the store’s no-interest loan for furniture

   www.aol.com/finance/personal-loan-vs-store-no...

   In-store financing. Personal loans. Annual percentage rates. Up to 29.99% if not paid off during the promotional period. 6% to 36%, depending on the lender