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  2. What is conditional approval in a mortgage application? - AOL

    www.aol.com/finance/conditional-approval...

    Initial mortgage approval, often known as preapproval, is an early stage where the lender provides an estimate of what you may qualify for, based on a preliminary review of your income and credit ...

  3. With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.

  4. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  5. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Mortgage underwriters will look for compensating factors [2] for borrowers with recent late payments and high-risk levels. The ability to repay will be emphasized by mortgage underwriters. It is important to remember that the approval and feedback is subject to the underwriter's review.

  6. Mortgage prequalification vs. preapproval: How to time these ...

    www.aol.com/finance/mortgage-prequalification-vs...

    Preapproval: What it is and how it works. Preapproval is a much more comprehensive process than prequalification. Mortgage preapproval is a lender's conditional commitment to offer you a specific ...

  7. Architectural Barriers Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/Architectural_Barriers_Act...

    The Architectural Barriers Act of 1968 ("ABA", Pub. L. 90–480, 82 Stat. 718, enacted August 12, 1968, codified at 42 U.S.C. § 4151 et seq.) is an Act of Congress, enacted by President Lyndon B. Johnson.

  8. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Being prepared with the documents needed for mortgage preapproval will help make the process go more smoothly and quickly. Documents for mortgage preapproval Pay stubs from at least the past 30 days

  9. Mortgage underwriting - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting

    Mortgage underwriting is the process a lender uses to determine if the risk (especially the risk that the borrower will default [1]) of offering a mortgage loan to a ...

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