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  2. How to write a letter of explanation for a mortgage - AOL

    www.aol.com/finance/write-letter-explanation...

    A new credit card opening or a high credit card balance: ... Sample letter of explanation. While the exact content of your letter depends on your circumstances, you can use this sample letter of ...

  3. What is a prepaid card and how does it work? - AOL

    www.aol.com/finance/prepaid-card-does-212036595.html

    Prepaid cards vs. debit cards vs. credit cards Unlike debit cards, prepaid cards aren’t linked to a bank account. And unlike credit cards, prepaid credit cards don’t come with a line of credit.

  4. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  5. Payment card number - Wikipedia

    en.wikipedia.org/wiki/Payment_card_number

    A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    The prepaid card is convenient for payees in developing countries like Brazil, Russia, India, and China, where international wire transfers and bank checks are time-consuming, complicated and costly. [citation needed] Because of the many fees that apply to obtaining and using credit-card-branded prepaid cards, the Financial Consumer Agency of ...

  7. How to Write a Letter of Explanation for a Mortgage - AOL

    www.aol.com/news/write-letter-explanation...

    If your credit report has any negative history, a lender may require a letter of explanation for a mortgage application. Needing a letter of explanation isn't a cause for panic, but it's something ...

  8. Debit card - Wikipedia

    en.wikipedia.org/wiki/Debit_card

    In July 2013, the Association of Government Accountants released a report on government use of prepaid cards, concluding that such programs offer a number of advantages to governments and those who receive payments on a prepaid card rather than by check. The prepaid card programs benefit payments largely for the cost savings they offer and ...

  9. 5 Best Prepaid Debit Cards of 2022 - AOL

    www.aol.com/finance/5-best-prepaid-debit-cards...

    Fees and Details. Card Purchase Fee. Free if bought online; up to $9.95 at retailers. Monthly Fee. Between $5 and $9.95 per month or $1.50 per transaction, depending on the plan