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  2. Flood insurance isn't perfect. You should probably buy ... - AOL

    www.aol.com/finance/flood-insurance-isnt-perfect...

    Most flood coverage is provided by the US government’s National Flood Insurance Program, after private insurers exited the market en masse nearly 100 years ago following catastrophic flooding of ...

  3. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

    www.aol.com/finance/understanding-fema-risk...

    State. Average risk-based cost of insurance. Average current cost of insurance. Average replacement cost value (RCV) Nationally. $1,808. $800. $543,017. Alabama

  4. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.

  5. What is flood insurance, and why do you need it? - AOL

    www.aol.com/flood-insurance-why-220402245.html

    Virtually every property owner in the US can get FEMA flood insurance, but those living in higher risk areas may be required to purchase a plan. For example, much of Miami is considered a Special ...

  6. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the ...

  7. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

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