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Comprehensive coverage plans pay a percentage amount for each eligible expense. Typically, these plans will cover up to 70–90% up to the first $5,000 on a policy, then 100% thereafter. Comprehensive coverage plans typically offer more benefits than basic plans, and also offer coverage for acute onset of preexisting conditions .
Affreightment (from freight) is a legal term relating to shipping.. A contract of affreightment is a contract between a ship-owner and a charterer, in which the ship-owner agrees to carry goods for the charterer in the ship, or to give the charterer the use of the whole or part of the ship's cargo-carrying space for the carriage of goods on a specified voyage or voyages or for a specified time.
Consignees (or indeed any lawful holder of the bill of lading) [6] who wishes to make a cargo claim because their goods are substandard or have been lost or damaged at sea, typically have four options: They may sue the seller, the shipper, or the carrier; or they may claim from their own insurance policy.
The Carriage of Passengers Act of 1855 (full name An Act further to regulate the Carriage of Passengers in Steamships and other Vessels) was an act passed by the United States federal government on March 3, 1855, replacing the previous Steerage Act of 1819 (also known as the Manifest of Immigrants Act) and a number of acts passed between 1847 and 1849 with new regulations on the conditions of ...
Under Section 39 of the Marine Insurance Act 1906, in a voyage policy there is an implied warranty that the vessel is "reasonably seaworthy in all respects": S. 39 (1) In a voyage policy there is an implied warranty that at the commencement of the voyage the ship shall be seaworthy for the purpose of the particular adventure insured.
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In a voyage charter, the route is pre-arranged and the charterer has little scope to interfere with the programme. By contrast, the time charter is almost a halfway-house between a demise charter and a voyage charter, in that the charterer decides on the voyages and the ports, and instructs the shipowner's crew to comply.
Also, whereas the Hague–Visby Rules require a ship to be seaworthy only "before and at the beginning" of the voyage, under the Rotterdam Rules the carrier will have to keep the ship seaworthy throughout the voyage (although this new duty will be to a reasonable standard that is subject to the circumstances of being at sea).
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