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Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.
Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...
AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.
Experian CreditCenterTM provides annual 3-bureau reports and VantageScore®* credit scores, Experian® credit monitoring, real-time alerts, industry-leading tools and much more. With a single subscription, you can access the support necessary to address potential credit fraud threats and ensure efficient credit monitoring.
In the United States, like the other major credit reporting bureaus, Experian is chiefly regulated by the Fair Credit Reporting Act (FCRA). The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period.
Help protect your credit with Experian CreditCenter™—24x7 monitoring, 3-bureau reports and fraud support. Stay up-to-date with real-time alerts. Try it now.
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