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The main difference between Chapter 7 and Chapter 13 is that in a Chapter 7 process, the court can liquidate your nonexempt assets to pay your outstanding debts. This means selling your home ...
Chapter 13 bankruptcy offers a way to reorganize and pay off debts over three to five years without losing essential assets like a home or car. It provides a structured repayment plan and an ...
Before that, Shea served as Partner in the San Diego office of Pillsbury Winthrop LLP, where he specialized in commercial finance, litigation and financial reorganization. [4] In 2005, Shea ran unsuccessfully for mayor [10] of San Diego, California, [11] advocating that the city should file for Chapter 9 bankruptcy [12] to address its financial ...
Chapter 13 bankruptcy, also known as reorganization bankruptcy, is a legal process that allows you to restructure debt to be more manageable. As part of the process, you will be required to pay ...
The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...
In addition, the investment bank Lehman Brothers filed for Chapter 11 bankruptcy protection in September 2008, citing bank debt of $613 billion and $155 billion in bond debt. The solvency of other U.S. banks was severely threatened, forcing the George W. Bush government to intervene with the $700 billion bailout plan of the Troubled Asset ...
Key takeaways. There are two common types of bankruptcy: Chapter 7 and Chapter 13. Filing for bankruptcy is a time-consuming process that can take years to stop affecting your finances.
2005 Public Relations Society of America, San Diego Chapter Diogenes Award for "remarkable and commendable understanding of the need for candor when dealing with the public and the news media, regardless of any potential negative outcome from the resulting publicity." [26] 4/19/2006 League of Women Voters Civic Service Award [27]
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