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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions. The ...

3. How to invest with CDs - AOL

   www.aol.com/finance/invest-cds-081806092.html

   $5,000 in a no-penalty CD with a 4.00 percent APY: While this yield is equal to the bank’s standard 1-year CD, it’s still higher than the bank’s 3-month CD. $5,000 in the bank’s 2-year ...

4. Best CD rates today: Close out 2024 with guaranteed ... - AOL

   www.aol.com/finance/best-cd-rates-today-close...

   CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...

5. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   For CDs with terms ranging from 90 days to 12 months, an amount equal to 90 days’ worth of interest on the amount withdrawn. For CDs with terms from 12 months to 60 months, an amount equal to ...

6. Best CD rates today: Springboard your savings with high ... - AOL

   www.aol.com/finance/best-cd-rates-today...

   The APY is the amount of interest the CD earns in a year — including compounding. ... Savings interest rates today: Bank smarter and grow your money faster at high yields of up to 4.86% — Dec ...

7. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   The CD may be callable. The terms may state that the bank or credit union can close the CD before the term ends. Payment of interest. Interest may be paid out as it is accrued or it may accumulate in the CD. Interest calculation. The CD may start earning interest from the date of deposit or from the start of the next month or quarter.