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2. Risk pool - Wikipedia

   en.wikipedia.org/wiki/Risk_pool

   A risk pool is a form of risk management that is mostly practiced by insurance companies, which come together to form a pool to provide protection to insurance companies against catastrophic risks such as floods or earthquakes. The term is also used to describe the pooling of similar risks within the concept of insurance.

3. Vance's high-risk pool health insurance plan: Would it help ...

   www.aol.com/news/vances-high-risk-pool-health...

   The ACA attempted to address this problem by eliminating high-risk pools in favor of a single-risk pool model where younger, healthier people would help offset the cost of older individuals who ...

4. Assigned risk - Wikipedia

   en.wikipedia.org/wiki/Assigned_risk

   The state DMV point system may be different from the insurance companies' point system. [4] Several states in the U.S. have such assigned risk systems. [5] New York is a typical system. [6] The MVAIC, or Motor Vehicle Accident Indemnity Company, may assign high-risk drivers, and pays for victims of uninsured or underinsured motorists. [7]

5. Equalization pool - Wikipedia

   en.wikipedia.org/wiki/Equalization_pool

   For insurance companies, giving service to those citizens is deeply risky, so the government gives them some money to reduce the cost. [1] In normal insurance markets, insurers price high-risk individuals at a higher premium to discourage them from buying insurance and offer lower-risk individuals lower premiums.

6. This county in Texas ranks No. 1 in top 10 most at risk for ...

   www.aol.com/county-texas-ranks-no-1-110354364.html

   Here is a look at counties at high risk for flooding. Top 10 most flood-prone counties in Texas. Harris County. Cameron County. Galveston County. Brazoria County. Aransas County. Jackson County ...

7. Does homeowners insurance cover your swimming pool?

   www.aol.com/finance/does-homeowners-insurance...

   Insurance professionals recommend contacting your insurance agent to discuss policy coverage upon installing an in-ground or above-ground pool on your property. If your insurance provider inquires ...

8. Pre-existing condition - Wikipedia

   en.wikipedia.org/wiki/Pre-existing_condition

   National high-risk pool for individuals with a pre-existing condition who have been uninsured for the prior 6 months Premium to be set at a standard rate for a standard population; Premium for older individuals allowed to be up to 4 times the premium for younger individuals

9. Death spiral (insurance) - Wikipedia

   en.wikipedia.org/wiki/Death_spiral_(insurance)

   Death spiral is a condition where the structure of insurance plans leads to premiums rapidly increasing as a result of changes in the covered population. It is the result of adverse selection in insurance policies in which lower risk policy holders choose to change policies or be uninsured. The result is that costs supposedly covered by ...