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  2. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

  3. How To Calculate APR: Your Guide - AOL

    www.aol.com/finance/calculate-apr-guide...

    Here’s how to calculate APR for a car loan in four steps: ... If you compare two loans with interest rates of 4.00% and 4.50%, it might seem like the loan with the 4.00% percent interest rate is ...

  4. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly. Indirect financing is arranged by the car dealership where the car is purchased.

  5. What Is APR? What You Need To Know - AOL

    www.aol.com/finance/apr-know-155222531.html

    The annual percentage rate, or APR, is an essential concept for anyone borrowing money to understand. It is the total rate of interest paid annually over the life of a loan. APR plays a vital role ...

  6. What to Know Before You Finance or Lease Your Next Car - AOL

    www.aol.com/borrowing-smart-know-finance-lease...

    A car that’s only a year or two old may qualify for the same interest rates as a new one, but if you’re looking to finance a vehicle that’s five to 10 years old, prepare to pay a slightly ...

  7. Representative APR - Wikipedia

    en.wikipedia.org/wiki/Representative_APR

    A Representative APR is a financial service concept in the United Kingdom and the European Union in which credit or loan interest rates quoted through advertising media are required to take into account all charges associated with a product, in addition to the interest rate.

  8. What Is the Average APR for a Car Loan? - AOL

    www.aol.com/news/average-apr-car-loan-165200757.html

    When you search "average APR for car loan" you'll be met with some statistics, but they mean nothing without an understanding of your own financial situation and how car loans work.

  9. Buy here, pay here - Wikipedia

    en.wikipedia.org/wiki/Buy_here,_pay_here

    In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]

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