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  2. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).

  3. I hit a deer and filed a car insurance claim to recoup some ...

    www.aol.com/finance/hit-deer-filed-car-insurance...

    It can opt to pay for the specific damages that occur, or it can decide to write off your car as a total loss. Often, a major accident will result in your car being declared totaled by your insurer.

  4. How to file a diminished value claim - AOL

    www.aol.com/finance/file-diminished-value-claim...

    Based on this example, an auto insurer would pay out a maximum of $1,500 for a diminished value claim on this vehicle. However, based on the damage and mileage, the final calculated estimate for a ...

  5. What is the actual cash value of my car? - AOL

    www.aol.com/finance/actual-cash-value-car...

    If you disagree with the ACV of your car in a totaled situation, you may be able to negotiate or appeal your claim with your insurance company. You will need to prove that your car value is higher ...

  6. What to do with a car insurance claim check - AOL

    www.aol.com/finance/car-insurance-claim-check...

    If the car insurance claim payment came from your insurance company, you might receive a check written out to you and the approved body shop. Auto insurers tend to issue two-party checks to reduce ...

  7. Agreed value insurance - AOL

    www.aol.com/finance/agreed-value-insurance...

    One of the biggest benefits of an agreed value policy is that you can get a higher amount of coverage for your vehicle. Agreed value insurance does not factor in depreciation, which can result in ...

  8. Should you return a partial payout from a home insurance claim?

    www.aol.com/finance/return-partial-payout-home...

    Claim type. New average annual premium. Increase from national average. $12,000 wind claim. $2,381 +$95. $5,000 theft claim. $2,414 +128. $80,000 fire claim. $2,408

  9. Gap insurance in North Carolina: what you need to know

    www.aol.com/finance/gap-insurance-north-carolina...

    The bad news is that you have to pay a $1,000 insurance deductible and your car’s depreciated value is $21,000, meaning you’ll only receive a $20,000 payout.