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Assuming you don't have a lot of outstanding debt in collections or litigations pending, you can still get a mortgage with a 660 credit score. In fact, FHA loans with 3.5% down payments start at ...
The higher your credit score, the lower the mortgage rate you’ll qualify for. ... 660-679. 6.839%. $1,964. $406,887. If your score rises to 699-680, you could save an extra $15,450.
Loan type. Credit score minimum. Conventional loan. 620 or 660 depending on program. FHA loan. 580 (or 500 with a minimum 10 percent down payment) VA loan
601-660. Subprime. 300-600. What are the factors that impact your credit score? ... and mortgages. Plus, your excellent credit will never stand in the way of your ability to rent an apartment ...
Here’s an estimate of how much bad credit might potentially cost you if a lender charged you a higher interest rate on a 30-year, fixed-rate mortgage of $350,000 due to a poor FICO Score: FICO Score
A borrower with an exceptional credit score between 760 and 850 can get a 30-year fixed rate mortgage of $300,000 at an average rate of 7.550%, according to FICO.
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